The Baltimore Community Development Financing Corporation was created as a financing intermediary in 1989 to promote the revitalization of neighborhoods within Baltimore City. The entity was federally certified as a nonprofit community development financial institution (CDFI) in 2002, changed its name to Baltimore Community Lending (BCL) in 2006.

Since inception, BCL has sought to strengthen neighborhoods through flexible financing, leveraging nearly $2200 million to produce over 4000 affordable homes and 450,000 square feet of commercial and community facility space. BCL has also directly assisted homeowners, providing capital to Baltimore homeowners, threatened by predatory lending, by refinancing $3.5 million of affordable mortgages, and administering training and technical assistance to homeowners for the completion of $2.7 million in home preservation repairs.

BCL has earned a reputation as an innovative CDFI—one that meets the financing needs in underserved Baltimore neighborhoods through direct capital investment, and serves as an effective investment conduit for institutions and individuals seeking to effect neighborhood change.



4 thoughts on “Baltimore Community Lending”

  1. My daughter is buying a house in federal hill. Would she be eligible for any type of loan or grant…

  2. Unfortunately we do not do loans to homebuyers. Our loans are for real estate developers. Please check the Baltimore City website for programs for homebuyers.

  3. I’m interested in securing a loan to renovate in Baltimore city. I have borrowed before from a hard money lender, but don’t want to go that route again. What is the difference with BCL?

  4. Hi Angela,

    Baltimore Community Lending is a non-profit Community Development Financial Institution. Please give us a call at 410-727-8590 and speak to one of our loan officers to find out how we can help you with your project.

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