Frank B. Coakley is the Chief Lending Officer. As part of the management team, Frank participates in executive discussions and makes recommendations regarding BCL’s policy decisions. Frank manages BCL’s overall lending responsibilities including the generation and guidance of all funding activities; the review of all applications and loan request summaries, and the review of credit relationships to determine adequacy of underwriting before presentation for loan and board committee reviews.  He  supervises contact programs with builders and real estate and loan brokers to ensure continuing demand for BCL’s loan funds; and oversees the company’s loan portfolio risk management to maintain quality control and minimize losses.