Baltimore Community Lending is a US Treasury certified nonprofit Community Development Financial Institution. Working in Baltimore City exclusively, BCL provides loan capital for bricks real estate development. We work with different types of borrowers—from developers and individual investors, to nonprofits and community partners—to transform and revitalize Baltimore neighborhoods.

BCL provides financing to develop affordable housing, community facilities and mixed used developments in underserved Baltimore neighborhoods. We are knowledgeable of Baltimore’s housing market, real estate trends and community initiatives and have experience in knowing where capital can best be applied to help create positive neighborhood change. Our lending criteria consider the needs of the borrower and the economics of the community.

Whether you are an experienced developer or just starting out, BCL is an engaged and committed partner that can share your vision, deliver financial flexibility, and help you successfully complete your project.


Baltimore Community Lending supports the revitalization and strengthening of underserved Baltimore neighborhoods through innovative and flexible financial assistance designed to promote community development.

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