Baltimore Community Lending financing supports a variety of housing and community development needs and is often pivotal to determining whether a project will move forward or not. We provide flexible lending criteria that consider the needs of the borrower and the economics of the community.  BCL has also identified market areas in need of a more intense concentration of resources to see measurable neighborhood change.  These areas of focus are:

  • Middle Market areas as described by Baltimore’s Housing Market Typology and Vacants to Value community development clusters, including some small footprints within distressed markets
  • Low and moderate income areas surrounding anchor institutions, such as a hospital, university or cultural institution
  • Baltimore Main Streets and other neighborhood commercial and retail business districts

Learn more about BCL’s financing and loan products here, or contact BCL at (410) 727-8590.

For Business Loans please visit our subsidiary Baltimore Business Lending at

4 thoughts on “Lending”

  1. I would like to get a copy of the application that I can work on independently prior to filling out the document on the computer. Is that possible? Can you send me it as a pdf form so that I can work and then transfer it to the form on your site?

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