Baltimore Community Lending offers three main loan products:  guidance line of credit, a construction / mini-permanent, and construction loan. Additionally, our underwriting criteria is flexible enough to consider most requests that fit our community development mission. We also provide technical assistance on financial structuring, construction management and oversight.

Following are general terms and conditions under which BCL loans are made. These terms and conditions are subject to change without notice.


Projects recommended for financing must meet BCL construction requirements and other loan criteria, and are subject to approval of the BCL Loan Committee. Contact BCL at (410) 727-8590 and speak with a loan officer to learn more about our financing terms, or download our loan application here.


4 thoughts on “Loan Products”

  1. I am a Small Developer that wants to see if you have a program for my business. And want to see what are qualifications to get pre approve for buy and flips.

  2. Hello,

    I would like to speak with someone regarding lending opportunities. My company recently acquired two properties in Baltimore, and seeking to acquire more to do complete renovations.

  3. Hi Joanna,

    Please feel free to contact a loan officer at 410-727-8590. I will also pass your contact information to our Chief Lending Officer.

  4. Hi Delores,

    I will pass your contact information over to Frank Coakley, our Chief Lending Officer. You can also contact a loan officer here at 410-727-8590.

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