Baltimore Community Lending has partnered with AEO and R3 Score Technologies to pilot a program designed to meet the lending needs of returning citizens through Endeavor Ready 2.0. 

The current credit reporting servicers are the “gatekeepers” to the reentry opportunities and the financial security of entrepreneurs with records. So rather than pulling a credit report for returning citizens who apply for a small business loan, BCL uses the R3 Score formula which shows strengths and weaknesses based on a number of relevant factors. It’s a way to build a bridge toward the future using sound data and algorithms.

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