The Baltimore Community Development Financing Corporation was created as a financing intermediary in 1989 to promote the revitalization of neighborhoods within Baltimore City. The entity was federally certified as a nonprofit community development financial institution (CDFI) in 2002, changed its name to Baltimore Community Lending (BCL) in 2006.

Since inception, BCL has sought to strengthen neighborhoods through flexible financing, leveraging nearly $2200 million to produce over 4000 affordable homes and 450,000 square feet of commercial and community facility space. BCL has also directly assisted homeowners, providing capital to Baltimore homeowners, threatened by predatory lending, by refinancing $3.5 million of affordable mortgages, and administering training and technical assistance to homeowners for the completion of $2.7 million in home preservation repairs.

BCL has earned a reputation as an innovative CDFI—one that meets the financing needs in underserved Baltimore neighborhoods through direct capital investment, and serves as an effective investment conduit for institutions and individuals seeking to effect neighborhood change.



11 thoughts on “Baltimore Community Lending”

  1. I have this project and I was told that this company is who to contact for help. My project are two small company that I would like to operate under one roof.cone is a for profit the other is a non profit. The amount needed is an estimated $250,000.00.

  2. Can this fund grant me the money I need to rehab my property by Westside Shopping center?

  3. Hi James,

    Unfortunately, we do not provide grants. We are a loan fund for rehabbing property for resale or rental purposes, not personal residential property.

  4. I am interested in acquiring and holding single-family rental properties located in Baltimore City. Does BCL lend on this type of asset? If so, what are the lending parameters?

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  6. BCL will lend on this type of asset as long as you are also rehabbing the properties. Please contact a loan officer for more information.

  7. Unfortunately, no we do not lend money for homes that have already been renovated. All of our loans have a rehab component

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