Revitalizing our communities together through affordable lending products

We are a mission-based certified community development financial institution (CDFI). Our loans help low-income, low-wealth, and other disadvantaged people and communities join the economic mainstream.

Welcome

Baltimore Community Lending’s mission is to support the revitalization and strengthening of underserved communities throughout the Baltimore metro area through innovative and flexible financial assistance designed to promote community development.

Impact report

Aspiring entrepreneurs are opening their own businesses in droves, and community developers are pushing to make affordable housing available to those who need it most. Discover how we're helping realize these goals to help improve the lives of the people and communities we serve.

Small business owners
Real Estate2

Building Blocks for real estate development cohort is now in session!

Welcome to the dynamic world of Real Estate Development, where endless possibilities await professionals at every stage of their career journey! Whether you're a seasoned expert or a newcomer eager to dive into the vibrant realm of real estate, our team is thrilled to present an incredible opportunity. Introducing the 'Building Blocks for Real Estate Development,' a transformative 6-week training program crafted to dive deep into this ever-evolving industry.

We have kicked off our pilot cohort with 13 very active particpants ready for practical and comprehensive fundamental principles and strategies.

Upon completion, they won't just have knowledge; they'll have the strategic foundation to continue their real estate development journey.

What sets us apart? Expert insights, real-world case studies, and hands-on exercises that ensure a well-rounded understanding of the development process. We also will explore zoning regulations, market trends, risk management, and stakeholder engagement with confidence.

But wait, there's more! This is just the beginning. Our commitment to your growth doesn't end with this program. Stay tuned for an array of exciting initiatives within our New Business and Development Resource Center. Elevate your skills, expand your horizons, and join us in shaping the future of real estate development!

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I am thrilled to have been a part of Baltimore Community Lending's first real estate development cohort. The real estate development class gave us valuable information regarding real estate and finance. Thank you for having this program. I was able to learn the other side of renovating these properties from different perspectives. What an exciting time for Baltimore! I would like to also point out some of the things that make your team so special. They are kind, enthusiastic, caring, attentive, patient, energizing and have a plethora of information.

Combined with everyone's experience is just amazing.

Thank you again for this wonderful opportunity.

Nanette Anderson
Real Estate Cohort 1 Graduate

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From the very beginning, Dierdra Pressley, Ned Field, and Roy Miller at BCL were professional, knowledgeable, and responsive. They took the time to understand my project and my specific financial needs and worked closely with me to develop a financing solution that was tailored to my unique situation. [They] genuinely cared about my success and were so invested in helping me achieve my goals. I felt like they were a true partner in all my projects, and I couldn't be more grateful for their assistance.

Ike Okoye
Mikada Design Group

Watchen Harris Bruce Honored as One of The Daily Record’s 2024 Most Admired CEOs

FOR IMMEDIATE RELEASE                              October 10, 2024 The Daily Record Announces 2024 Most Admired CEOs   Baltimore, MD – October 9, 2024 — The Daily Record has named Watchen Harris Bruce of Baltimore Community Lending one of Maryland’s 2024 Most Admired CEOs.   Most Admired CEOs honors talented business CEOs, higher education leaders and nonprofit executive…

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Elevating Entrepreneurs-The Impact of Baltimore Community Lending

April 3, 2024 At Baltimore Community Lending, we are more than just a CDFI that lends capital- we’re partners in success for our clients. Our comprehensive approach to lending sets us apart from other lenders. We don’t just provide capital; we empower small businesses and real estate developers to thrive and expand beyond our support.…

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BCL’s Dine & Discover: Community Capital Connection Networking Event

Welcome to BCL’s Dine & Discover: Community Capital Connection Networking Event! Join us for an evening of networking and connection at 1302 Fleet St. This in-person event is a fantastic opportunity to meet like-minded individuals, share ideas, and expand your professional network. Don’t miss out on this chance to mingle, learn, and grow together. See you there!…

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Memberships and certifications