Revitalizing our communities together through affordable lending products

We are a mission-based certified community development financial institution (CDFI). Our loans help low-income, low-wealth, and other disadvantaged people and communities join the economic mainstream.


Baltimore Community Lending’s mission is to support the revitalization and strengthening of underserved communities throughout the Baltimore metro area through innovative and flexible financial assistance designed to promote community development.

Impact report

Aspiring entrepreneurs are opening their own businesses in droves, and community developers are pushing to make affordable housing available to those who need it most. Discover how we're helping realize these goals to help improve the lives of the people and communities we serve.

Small business owners
Real Estate2

Building Blocks for real estate development cohort is now in session!

Welcome to the dynamic world of Real Estate Development, where endless possibilities await professionals at every stage of their career journey! Whether you're a seasoned expert or a newcomer eager to dive into the vibrant realm of real estate, our team is thrilled to present an incredible opportunity. Introducing the 'Building Blocks for Real Estate Development,' a transformative 6-week training program crafted to dive deep into this ever-evolving industry.

We have kicked off our pilot cohort with 13 very active particpants ready for practical and comprehensive fundamental principles and strategies.

Upon completion, they won't just have knowledge; they'll have the strategic foundation to continue their real estate development journey.

What sets us apart? Expert insights, real-world case studies, and hands-on exercises that ensure a well-rounded understanding of the development process. We also will explore zoning regulations, market trends, risk management, and stakeholder engagement with confidence.

But wait, there's more! This is just the beginning. Our commitment to your growth doesn't end with this program. Stay tuned for an array of exciting initiatives within our New Business and Development Resource Center. Elevate your skills, expand your horizons, and join us in shaping the future of real estate development!

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From the very beginning, Dierdra Pressley, Ned Field, and Roy Miller at BCL were professional, knowledgeable, and responsive. They took the time to understand my project and my specific financial needs and worked closely with me to develop a financing solution that was tailored to my unique situation. [They] genuinely cared about my success and were so invested in helping me achieve my goals. I felt like they were a true partner in all my projects, and I couldn't be more grateful for their assistance.

Ike Okoye
Mikada Design Group

Baltimore Community Lending to spend nearly $5M on new downtown headquarters

By Garrett Dvorkin – Reporter, Baltimore Business Journal Nov 8, 2023   Baltimore Community Lending (BCL) will spend close to $5 million on a new headquarters on Calvert Street to expand its business development program and give its staff some breathing room. The community development financial institution (CDFI) purchased the former American Office headquarters at…

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Celebrating the Success of Our Inaugural Real Estate Cohort!

On Friday, December 8, 2023, our 6-week ‘Building Blocks for Real Estate Development’ Inaugural Cohort came to an end as we celebrated 11 graduates who dedicated their time and energy to embark on this journey. Their unwavering dedication and relentless hard work has empowered them with the necessary tools and knowledge to venture confidently into…

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Webinar: Library Resources for Business Success: Leveraging your Library Card

Unlock your Business Potential! Dive into a world of opportunities with BCL & Baltimore County Public Library! This webinar will give an overview of the business support offered by Baltimore County Public Library. This includes our free (virtual) 7-week business course, “Entrepreneur Academy,” as well as other business-related events and classes. It will also cover…

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Memberships and certifications