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Many startup and early-stage businesses struggle to qualify for small business loans. Banks and traditional lenders often decline their applications because they don’t have cash flow or collateral, which can be frustrating for businesses that can’t get either of those things without capital. But there are alternate options available.

Greetings, As we embark upon a new year, I am embracing the hope that comes with new beginnings. Hope for small businesses that are adapting to the ever-changing landscape to keep our local economy afloat. Hope for small real estate developers that are creating home ownership opportunities in underserved communities at a time when affordable housing is needed more than ever. Hope that all of us in the Greater Baltimore area can come together to support these businesses and developers amidst an uncertain future.

When Gwen and Rupert McCave retired from their careers of 30+ years, they knew it was a stepping stone to their next big adventure: real estate development.

With Thanksgiving now two weeks away, it’s time to start thinking about what you’ll be bringing to the table. The good news is that local small businesses participating in Cureate Courses, supported by Baltimore Community Lending through a grant from the University of Maryland Medical System, have just what you need to make your Thanksgiving special.

You’ve probably heard the phrase “quiet quitting,” which has made headlines and is being debated on social media. If you’re a small business owner who has employees, or is thinking about hiring employees, you’ll want to understand how quiet quitting impacts you and how to address it. Your employees are integral to the success of your business, so let’s dive in.

October is National Seafood Month, and what better way to celebrate than by supporting Baltimore’s local restaurants. We’ve put together a list of small businesses that offer some of the best seafood in town. There’s more to Maryland’s seafood scene than blue crabs, and we love the variety and unique flavors offered by these entrepreneurs.

If you’re applying for a loan, you’ll want to know what banks and other lenders are looking for so you can increase your chances of getting approved.

It’s back to school season, which means it’s back to a hectic fall schedule for many of us. Owning a business is challenging enough, and entrepreneurs who are parents must keep the business going while managing their kids’ busy schedules. Entrepreneurs are busy by nature. Writing a business plan may be at the bottom of your priority list, but it should be at the top – especially if you’re a startup or emerging business – and this article can help you through it.

Fashion is Jessica LaPrade’s destiny. Growing up, Jessica never settled for clothing off-the-rack and loved sketching her own designs; in particular, she remembers drawing her dream fifth-grade graduation dress in full detail.

While the United States has made some progress in addressing disparities between BIPOC and white communities, the racial wealth gap continues to persist. A cohort from Baltimore seeking to close that gap traveled to Clearwater, Florida last week to serve as panelists for the annual National Black & Latino Economic Summit, hosted by the National Minority Community Reinvestment Co-Operative.